How do I place a photo inside (or behind) one of the provided frames in the extra content?

I am very new to using programs like Coreldraw.  I have been trying to make things without really knowing what I am doing.

I want to use one of the frames from the EXtra content (oval04.cpt) and place a photo inside the frame.  Have tried Powerclip but I get an error message that the objects are invalid.

How do I accomplish this?

Thanks.

Deb