OBJECT WITH NO BACKGROUND: logo USABLE FOR WEBPAGES, SHIRTS

Hi gang,

This is going to sound crazy but I've spent abut 4 hours simply trying to make a logo cutout that can be used in whatever background needed from websites to t-shirts.  no matter what I do- I can't get rid of the WHITE boxed background.  I have dorew draw 4 and corel photo paint 4.  I've tried the cut out lab and the masking- it seems to have no background while there but once saved and when i try to use- it has the same old white background again.  i don't get it- it's a "cut out lab" but it only cuts it out while in the lab.  can't i get an image that can be saved as jpeg without a background- just having the object itself?

If you know of a way to do this-please explain in detail.

thanks,

Shannon